http://www.regencyinsurance.net/blog/View Regency Insurance Agency's Website Blogen-uspostmaster@www.regencyinsurance.netInsurance Website Builder - www.insurancewebsitebuilder.comurn:uuid:705f0238-60ab-4d6d-9e34-544be7cf3882urn:uuid:f41d62c3-0dad-4bf7-afe7-5e4d57127ce0It&rsquo;s more dangerous on the road than you think.&nbsp; &ldquo;American Agent &amp; Broker&rdquo; reports that, according to the National Highway Traffic Safety Administration (NHTSA), nearly half of all drivers 21 to 24 have texted and emailed w...Mon, 09 Jan 2012 15:14:07 -0600<p>It&rsquo;s more dangerous on the road than you think.&nbsp; &ldquo;American Agent &amp; Broker&rdquo; reports that, according to the National Highway Traffic Safety Administration (NHTSA), nearly half of all drivers 21 to 24 have texted and emailed while driving.&nbsp;&nbsp; In fact, at any given minute, one in every 100 drivers (of all ages) were using hand-held devices while driving.</p> <p>What does these mean in terms of accidents?&nbsp; The Federal Communication Commission&rsquo;s website (fcc.gov) cites a shocking statistic from the NHTSA.&nbsp; In 2008, 16% of all fatal crashes (5,800 deaths), 21% of crashes resulting in an injury (515,000 people wounded) was caused by driver distraction.</p> <p>What&rsquo;s the lesson?&nbsp; Be careful and be aware of those around you.&nbsp; Now more than ever, it pays to be a defensive driver.&nbsp; </p> <p>Regis Coustillac</p>urn:uuid:9eb77526-8e73-4b86-9411-92de29b95c73This is the time of year when windshield claims become more common.&nbsp; Road salt, debris, and alot of other gunk seems to be on the roads just waiting to be picked up by the rear tire of the guy in front of you....POP!&nbsp;&nbsp; The next thing ...Sat, 07 Jan 2012 11:49:07 -0600This is the time of year when windshield claims become more common.&nbsp; Road salt, debris, and alot of other gunk seems to be on the roads just waiting to be picked up by the rear tire of the guy in front of you....POP!&nbsp;&nbsp;<br /> <br /> The next thing you know, you've got a chip in the windshield.&nbsp; Now if you're like me (which means your old enough to remember when men wore hats...real hats...fedoras!), you were told that you might as well wait until the windshield completely cracks before you replace it.&nbsp; Not so anymore, as long as you have comprehensive coverage on the vehicle.&nbsp; Advances in technology allow glass companies to repair many of these little dings.&nbsp;In fact, most insurance companies will waive your comprehensive deductible if the windshield is repairable.&nbsp; It doesn't hurt to check it out.&nbsp; A qualfied glass representative will be able to tell you if the damage can be fixed.&nbsp; <br /> <br /> By the way...do you have a $500 deductible on comprehensive?&nbsp; Call us to see what a $100 deductible would be.&nbsp; You might be pleasantly surprised.&nbsp; If you are an existing client, we can change it with a phone call (as long as you don't have existing damage to the vehicle).&nbsp; Also, ask us about Auto-Owners Insurance.&nbsp; They offer a $0 glass deductible at a small extra cost.