Even the most careful drivers can be involved in an unexpected auto accident. Unfortunately, most of us will be involved in an auto accident at some point in our lifetime. Even if you aren’t hurt, damage control after the fact is key.
Stay At the Scene of the Accident
Do not leave the accident scene until the police tell you to do so if you are involved in accident involving bodily injury or considerable damage to property. If you don’t know whether the damage or injury is worth getting the police involved, just stay there and let the police decide. Departing from the scene of an accident can leave you with driver’s license sanctions and possibly criminal charges.
If you are still on the road when you come to a stop, turn your flashers on, or use flares to warn approaching traffic.
Do Not Talk About Whose Fault the Accident Was
Never admit liability even if you think you are at fault. There could be factors you are not aware of that played a role in the accident. These factors could persuade the insurance company that the other driver was more at fault than you. It’s best to just avoid discussing who is at fault at the accident.
Get Relevant Information from the Other Party
In any accident, you should take down the following information.
· The other driver’s name, address, insurance information, driver’s license number and license plate number.
· Get any volunteer witnesses’ names, telephone numbers, and addresses.
· Ask the police officer who investigates the scene of the accident to provide you with an incident number and business card.
· Try to take notes about how the accident occurred, such as what the other cars were doing at the time of the crash and the direction of travel of the vehicles involved.
· You may wish to take notes about and/or pictures of where the accident happened including the road conditions, the posted speed limits, the weather, traffic control devices and the lighting.
Know that if any litigation results from the accident, you may have to share your notes with the all parties involved in the suit.
If You Are Injured, Accept Medical Treatment or See a Doctor As Quickly As Possible
Don’t take chances with your health. If there is a possibility you may have been injured in the accident, accept medical treatment. It is better to be safe than sorry.
For more information about Cleveland Auto Insurance, help in the event of an accident or to obtain a quote, call Regency Insurance Agency at 800-350-6876.