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Regency Insurance Agency

Regency Insurance Agency

A Full Service Painesville, Ohio Independent Agency Meeting Your Auto, Home, Life & Business Insurance Needs

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Business & Commercial Insurance

Commercial Auto

As a business owner, you need the same kinds of insurance coverage for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.

https://www.youtube.com/watch?v=k6YmIzMCkcI

General Liability

Unfortunately for every business owner, the chances of a lawsuit has dramatically increased in the last decade. General Liability insurance can prevent a legal event from turning into financial disaster by providing the right protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. 

Broad Range of General Liability Protection

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property
  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy’s limit) if an injury ever resulted from something your company made or service your company provided
  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts
  • Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

Regency Insurance Agency is located in Painesville Township, Ohio, where we serve all of Lake County and Northeast Ohio, including Mentor, Willoughby, Painesville, Wickliffe, Eastlake, Kirtland, Concord and Greater Cleveland.

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A Full Service Independent Agency Meeting Your Auto, Home, Life  & Business Insurance Needs in Painesville, Mentor, Willoughby, and all of Northeast Ohio

Let Us Protect Your Tomorrows From The Unexpected

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for Your Insurance Needs

SERVING THE INSURANCE NEEDS OF OHIO SINCE 1994.

Regency Insurance Agency

1930 Mentor Ave.
Painesville, OH 44077

(440) 266-8888
(440) 266-8899 Fax

contact@regencyinsurance.net

© Copyright 2020 Regency Insurance Agency