You Have More to Protect Than Ever
You’ve worked hard for what you have, and you work hard to maintain it. When it comes to home insurance “Builders Grade” just won’t cut it. You need something special to protect you from the unexpected.
That’s why the Regency Insurance Agency wants to provide you with Prestige Home from Hanover Insurance. Specifically designed for properties with a replacement value of $750,000 to $3 million, this comprehensive coverage is exactly what you need to cover your home and everything inside of it.
Rebuild where—and if—you want
In the event of a total loss, Hanover Prestige Home offers a cash settlement option for the replacement value of your home.
Covering what you can’t see
Underground service lines—like sewer, water, phone, cable and electrical lines—are a hidden risk. Protect yourself against costly repairs in the event of a loss with our service line coverage.
Watching out for water
Water damage from backup is among the most common home insurance claims, and it can happen on any floor. Hanover Prestige Home offers water backup coverage, with optional limits up to the replacement value of your home
If an incident leaves your home uninhabitable, and you are forced to temporarily relocate, our loss of use coverage stays with you until your home is fixed, no matter how long it takes. Loss of use reduces your out-of-pocket living expenses while you await repairs.
We can help provide peace of mind with coverage for cyberattacks, data breach, cyber extortion, online fraud and cyberbullying with coverage options up to $100K.
Car Owners: Let’s Talk About Options
You have an emotional connection with your car. We want to provide the same level of care for your vehicles that you do.
Hanover Prestige Auto is a high-performance coverage engineered for cars, since they’re not just for transportation, but a reflection of a lifestyle.
Prestige auto includes global rental coverage, offering protection for expenses incurred in an accident involving a rental car, anywhere in the world. You can further customize your coverage, by vehicle, with any or all of the following a la carte options.
Prestige new car extender
Protects against depreciation for cars within the three latest model years, providing full replacement cost for a new car in the event of a total loss. Vehicles older than three model years (or 45K miles) will receive the actual cash value of a vehicle one model year newer.
Prestige rental upgrade
Provides up to $6K in rental car coverage without a daily limit if you’re in an accident and need a rental car while your vehicle is getting fixed.
Prestige lifetime OEM
Provides you with brand name original equipment manufacturer (OEM) parts in the vent of a loss, regardless of how old your vehicle is, and they come with a lifetime guarantee.
Prestige travel companion
Provides $250 in coverage for towing and roadside assistance, and $1K for hotel stays, meals and transportation, in the event your car becomes inoperable. Plus, up to $2,500 if your dog or cat is injured in an accident while riding with you.
Insurance Works Better When It’s Together
You may have more to insure than just your home and cars. You have a lifestyle to protect—the family boat trips, the motorcycle rides, the ring you’ll cherish forever. That’s why The Hanover designs our products to offer a wide range of coverage options, combined with the convenience of a one-carrier solution for all your needs.
Whether you are out on the water or at the dock, The Hanover provides coverage for personal liability with optional medical payments to others for bodily injury or property damage and more for motorboats up to 43′ in length, sailboats up to 51′ in length and between $3,000 to $500,000 in value. Protection options for recovery, salvage, towing, fishing equipment and more are available to add on.
Today, everyone is at risk of being sued and the settlements are larger than ever. Added protection with umbrella limits ranging from $1M to $10M can help provide your family more security. Plus, with our umbrella non-owned auto coverage you can get added protection for bodily injury and personal damage for vehicles that you don’t own and use regularly such as a company car.
The open road can be an exciting ride, especially with your two or three wheeled motorcycles. The Hanover’s motorcycle protection includes options for protective gear, custom and chrome coverage, liability, second chance accident forgiveness, new/newer bike replacement, lifetime original equipment manufacturer parts and more. For even more security, you can select cash-out option for agreed value and a no deductible option in event of total loss.
Scheduled personal property
A valuable item can take only a few seconds to be lost due to theft, loss, natural disaster or other unforeseen events. For your most precious items, including jewelry and collections such as wine or coins, that need protection, an endorsement can be added to your existing home make sure your prized possessions are protected up to $250K.