Regency Insurance Agency
Let us provide us provide you the best value in auto, home, business and life insurance products whether you live in Painesville, Mentor, Willoughby, or anywhere else in Ohio. Finally, an agency you deserve!
What is business insurance? Business insurance is a critical component of risk management for any business. It provides financial protection against unforeseen events that can disrupt operations and lead to significant financial losses. Business insurance policies typically cover a range of risks, including property damage, liability claims, and loss of income due to business interruption. …
What is life insurance and how does it work? Life insurance is a powerful financial tool that can provide security and peace of mind for you and your loved ones. Simply put, life insurance is a contract between you and an insurance company. You pay regular premiums, and in return, the insurance company promises to …
What is homeowners insurance and why is it important? Homeowners insurance is a crucial safeguard for protecting your investment in your home. This type of insurance provides financial protection in the event of damage to your property due to unforeseen circumstances such as natural disasters, fire, theft, or vandalism. Beyond covering the cost of repairs …
What is auto insurance and why is it important? Auto insurance is a necessary protection for drivers and their vehicles. It is a contract between the policyholder and the insurance company, where the policyholder pays a premium in exchange for coverage in case of an accident or damage to their vehicle. Not only is auto …
The last thing most people think about, when dropping off their vehicle for service at the repair shop, is the chance that it might be damaged when you go to pick it up at the end of the day. However, the possibility exists each and every time you do. Is the repair facility responsible for …
“Am I covered?” It’s a question that is rarely asked when consumers are shopping for Homeowners’ Insurance. However, it is almost always asked at the time of a claim. The uncomfortable truth is most of us know very little about our own insurance policies. In an article published by NU Property/Casualty 360, a recent survey …
Now more than ever, drivers are trying to find new ways to save money on auto insurance. Insurance companies are well aware of this fact…and believe it or not…are looking to do just that. This is easier said than done, however. Up until recently, there have been a limited number of ways an insurance company …
The most popular landing page on our website (almost 2 to 1 when compared to our Home Page) is my blog post from December of 2017 regarding Knob & Tube wiring (see blog). In it, I describe the major problems with this form of wiring, and why insurance companies refuse to issue new policies for homes …
“No enemy is worse than bad advice” Sophocles Would you ask a plumber to rewire the electrical service in your home? How about asking a baker to install a new head gasket in your car? If your answer is “Yes!”; stop reading. However, if you think the answer to these questions is an obvious “NO!”, …
Warning: I’m about to share something that will be considered controversial. My advice may be counter to the opinions of other agents and certainly insurance companies, but it’s important that you know the options before you decide on how to proceed with a claim. Some version of the following conversation has taken place thousands of …
Update: We now have an option for many homes built after 1955 that contain Knob & Tube wiring. Click Here for more information. The insurance industry is taking a hard stance on homes with Knob & Tube wiring. This is a controversial subject, and it affects anyone who owns, or is considering the purchase of …
I bet if you were to ask people the reasons they call their insurance agency, most would say: “When I have a question about my bill”, or “When I need to report a claim”. Two very good reasons. But, I’d like to give you a few more reasons that will help your agent improve accuracy, …
Quite a headline, isn’t it? Sorry, but I really needed to grab your attention on this one. I have a moral obligation to tell you what I know. You see, if you reside in a home, or do business in a building that is 30 to 65 years old, you may be living with a …
I’ve been to my fair share of high school graduation parties this year. I know many parents, grandparents, and loved ones are seeing someone off to college in a few short weeks. This usually means a van, pickup truck, or car full of belongings are going as well. Televisions, computers, clothing, mini-fridges are now somewhere …
The following article is a reprint from the June 2017 edition of our newsletter: Insurance Insights Summer is here. So much to look forward to; cookouts, family gatherings,…and vacations! As great as vacations can be, they aren’t cheap (do kids eat or what?). Especially if you need to rent a vehicle during your trip. It’s …
Springtime is here…and with it comes upgrades to your home. Are you planning to remodel a bathroom or kitchen? Maybe an addition or a new pool are in your plans. Could it be something smaller like plumbing repairs or new electrical work? If you’re paying a professional to do it, take my advice; ask for …
Do you use your turn signals? Have you noticed less and less drivers are taking the time to let other know which way they’re going? According to a study by The Society of Automotive Engineers, drivers fail to use their turn signals (or turn them off) when changing lanes – 48% of the time. According …
There is an interesting article in the January 2017 edition of the AAA Motorist magazine. It’s titled, “Millenials turning to travel agents for stress-free travel. Online bookings losing their luster for digital natives.” (Vol. 109, No.1, Northeast Ohio Region). The article cites a study by the American Society of Travel Agents (ASTA) which found that …
My daughter, Angela, has officially left home. She had started a new job out of state a few months ago, and it was time to buy a car. After doing a great deal of research, she found the car she wanted and was ready to drive it off the lot. But, first it was time …
Every classic car enthusiast I know takes a special pride in the vehicles they own. Many have an affinity to particular makes and models. Be it a ’66 Mustang, ’57 Corvette, or a ’62 Bellaire; there’s a good chance that it is the favorite car in the garage. These vehicles are more than nostalgic forms …
I was recently at a party when the subject of insurance came up (call me paranoid, but I think it had something to do with me). In this case, it was regarding health insurance. My friends were complaining about how high their deductibles have gotten over the last few years. It isn’t unusual for family deductibles …
There have been countless times over the years that I’ve discussed tenants’ insurance with a client who is renting an apartment or home. I’m always amazed when coverage is declined because I’m told, “My stuff’s not worth that much”. Ouch! That means I really didn’t do a very good job of explaining this important product …
A little while back, a fellow parishioner stopped me before church services. “You’re an insurance agent, aren’t you?” she asked. “Yes I am”, I replied. “I have a question”, she began, “I live in a condo. While I was at work last week, a pipe burst in my unit on the second floor. The water …
Nearly everyone in Mentor, Painesville, and all of Northeast Ohio have seen their homeowners insurance policies go up over the past 5 years. The days of paying $350 a year for a $250,000 homeowners’ policy may be gone forever. So, when shopping for the best price, how can you be sure you will still maintain …
