Regency Insurance Agency
Let us provide us provide you the best value in auto, home, business and life insurance products whether you live in Painesville, Mentor, Willoughby, or anywhere else in Ohio. Finally, an agency you deserve!
Now more than ever, drivers are trying to find new ways to save money on auto insurance. Insurance companies are well aware of this fact…and believe it or not…are looking to do just that. This is easier said than done, however. Up until recently, there have been a limited number of ways an insurance company …
The most popular landing page on our website (almost 2 to 1 when compared to our Home Page) is my blog post from December of 2017 regarding Knob & Tube wiring (see blog). In it, I describe the major problems with this form of wiring, and why insurance companies refuse to issue new policies for homes …
“No enemy is worse than bad advice” Sophocles Would you ask a plumber to rewire the electrical service in your home? How about asking a baker to install a new head gasket in your car? If your answer is “Yes!”; stop reading. However, if you think the answer to these questions is an obvious “NO!”, …
Warning: I’m about to share something that will be considered controversial. My advice may be counter to the opinions of other agents and certainly insurance companies, but it’s important that you know the options before you decide on how to proceed with a claim. Some version of the following conversation has taken place thousands of …
Update: We now have an option for many homes built after 1955 that contain Knob & Tube wiring. Click Here for more information. The insurance industry is taking a hard stance on homes with Knob & Tube wiring. This is a controversial subject, and it affects anyone who owns, or is considering the purchase of …
I bet if you were to ask people the reasons they call their insurance agency, most would say: “When I have a question about my bill”, or “When I need to report a claim”. Two very good reasons. But, I’d like to give you a few more reasons that will help your agent improve accuracy, …
Quite a headline, isn’t it? Sorry, but I really needed to grab your attention on this one. I have a moral obligation to tell you what I know. You see, if you reside in a home, or do business in a building that is 30 to 65 years old, you may be living with a …
I’ve been to my fair share of high school graduation parties this year. I know many parents, grandparents, and loved ones are seeing someone off to college in a few short weeks. This usually means a van, pickup truck, or car full of belongings are going as well. Televisions, computers, clothing, mini-fridges are now somewhere …
The following article is a reprint from the June 2017 edition of our newsletter: Insurance Insights Summer is here. So much to look forward to; cookouts, family gatherings,…and vacations! As great as vacations can be, they aren’t cheap (do kids eat or what?). Especially if you need to rent a vehicle during your trip. It’s …
Springtime is here…and with it comes upgrades to your home. Are you planning to remodel a bathroom or kitchen? Maybe an addition or a new pool are in your plans. Could it be something smaller like plumbing repairs or new electrical work? If you’re paying a professional to do it, take my advice; ask for …
Do you use your turn signals? Have you noticed less and less drivers are taking the time to let other know which way they’re going? According to a study by The Society of Automotive Engineers, drivers fail to use their turn signals (or turn them off) when changing lanes – 48% of the time. According …
There is an interesting article in the January 2017 edition of the AAA Motorist magazine. It’s titled, “Millenials turning to travel agents for stress-free travel. Online bookings losing their luster for digital natives.” (Vol. 109, No.1, Northeast Ohio Region). The article cites a study by the American Society of Travel Agents (ASTA) which found that …
My daughter, Angela, has officially left home. She had started a new job out of state a few months ago, and it was time to buy a car. After doing a great deal of research, she found the car she wanted and was ready to drive it off the lot. But, first it was time …
Every classic car enthusiast I know takes a special pride in the vehicles they own. Many have an affinity to particular makes and models. Be it a ’66 Mustang, ’57 Corvette, or a ’62 Bellaire; there’s a good chance that it is the favorite car in the garage. These vehicles are more than nostalgic forms …
I was recently at a party when the subject of insurance came up (call me paranoid, but I think it had something to do with me). In this case, it was regarding health insurance. My friends were complaining about how high their deductibles have gotten over the last few years. It isn’t unusual for family deductibles …
There have been countless times over the years that I’ve discussed tenants’ insurance with a client who is renting an apartment or home. I’m always amazed when coverage is declined because I’m told, “My stuff’s not worth that much”. Ouch! That means I really didn’t do a very good job of explaining this important product …
A little while back, a fellow parishioner stopped me before church services. “You’re an insurance agent, aren’t you?” she asked. “Yes I am”, I replied. “I have a question”, she began, “I live in a condo. While I was at work last week, a pipe burst in my unit on the second floor. The water …
Nearly everyone in Mentor, Painesville, and all of Northeast Ohio have seen their homeowners insurance policies go up over the past 5 years. The days of paying $350 a year for a $250,000 homeowners’ policy may be gone forever. So, when shopping for the best price, how can you be sure you will still maintain …
Customer Service Agent, Sabrina Stanley, has recently earned the designation of CISR (Certified Insurance Service Representative). This designation is offered by The National Alliance for Insurance Education & Research, a leading source of knowledge for insurance and risk management professionals of every experience level. To earn the CISR designation, one must complete five separate courses …
Now, more than ever, it’s important to keep costs down. Here at Regency Insurance, we understand that every dollar counts. However, I’m noticing a disturbing trend that I want to share with you.I have been an insurance agent since 1991. Back then, the average person quoted had auto liability limits of $100,000 per person/ $300,000 …
I received a call today from an existing client telling me he received a better homeowners rate from a national carrier. He was going to purchase the policy online and was asking why our insurance was higher. When he told me the name of the carrier, I immediately knew why. Insurance companies are losing money …
It’s more dangerous on the road than you think. “American Agent & Broker” reports that, according to the National Highway Traffic Safety Administration (NHTSA), nearly half of all drivers 21 to 24 have texted and emailed while driving. In fact, at any given minute, one in every 100 drivers (of all ages) were using hand-held …
This is the time of year when windshield claims become more common. Road salt, debris, and alot of other gunk seems to be on the roads just waiting to be picked up by the rear tire of the guy in front of you….POP! The next thing you know, you’ve got a chip in the windshield. …
